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There has been talk in Washington about possibly reinstating the estate tax retroactively to January 1, 2010? If that’s done, however, many have speculated that litigation challenging the constitutionality of doing so will follow.  But from whom?

Here’s a possible candidate, according to Scott Martin of the The Trust Advisor Blog :  “Houston gas pipeline mogul Dan Duncan was the 74th richest person in the world when he died on March 28. If he’d passed away three months earlier or ten months later, his $9 billion estate could have generated up to $4 billion for the IRS. But because there’s no federal estate tax this year, the government gets nothing.”  Martin also states that  “the sheer amount of money on the table makes a retroactive tax more unlikely. Big

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2010 marks the 20th Anniversary of the enactment of the Patient Self-Determination Act, and April 16th, 2010 is the Third Annual National Healthcare Decisions Day.

So, make sure that you, your family and friends all have up-to-date Health Care Powers of Attorney, Advance Directives (Living Wills) and Authorizations for Use and Disclosure of Protected Health Care Information (HIPAA Authorizations) It’s also important to talk your doctor and family about your wishes.

If you hope to qualify for financing for your business without having to use your personal credit then building a solid company foundation with positive business credit history is mandatory. Here is a brief overview of the steps you will take to move you through the process and get your company on the path to obtaining the funding it needs based on its own creditworthiness.

Shelf Corporations

If you think purchasing shelf corporations will open up the credit floodgates for your company think again! These aged corporations provide the perception of years in business which is important in the eyes of lenders and customers.

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Recently I recorded a podcast titled ‘Don’t Let Bad Credit Keep You from Getting a Business Loan’ which covers several ways of obtaining small business loans for bad credit risks.

From that interview I have assembled answers to some of the key questions small business owners ask when it comes to business financing with bad credit to better prepare you in deciding what options best fit the needs of your business.

What is considered bad credit?

When it comes to defining bad credit from a lender’s perspective there’s a combination of factors including but not limited to payment history, debt to credit limit ratios, new credit, derogatory items, inquiries and so on but one of the key risk assessment tools that lenders use to determine whether you are a bad risk or a good risk is based on your FICO score.

In today’s credit market a FICO score below 680 is considered subprime.

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Statistics show that people age 19-24 are at a high risk of being uninsured, for a number of reasons. For one thing, young people that age feel invincible. Plus they usually don’t have lots of extra cash to pay high insurance premiums. Many are not insured because they just don’t worry about that kind of thing, or because they have not yet found a way to replace the kind of medical coverage they had when they were under the health insurance plan of their parents.

But under the new Obama health care reform plan insurance companies will not be able to deny coverage to kids who would normally be covered under a parent’s policy until the children reach age 26. So those who have dependent children up to age 26 will have coverage that they would otherwise probably lose. Before

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All agreed, though, that selling more goods overseas is crucial if the U.S. hopes to fully exit the recession.

“The president’s target is unlikely to be reached given what we know about historical experience and the way the world economy is moving,” said Uri Dadush, a former World Bank director of international trade. “Nevertheless, exports will be by far the most important and sustained source of demand for many U.S. businesses in the coming years.”

Dadush was joined by U.S. and state officials, trade attorneys and exporters at UPS headquarters in Sandy Springs for the day-long forum intended to spur small- and medium-sized businesses to look overseas for new markets.

The World Trade Organization projected recently that imports and exports worldwide should expand 9.5 percent in 2010. Last year

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